Hail damage to your roof (or any damage to your roof) is not a good thing to keep on the back burner. When severe weather strikes, a lot of us might check for cracked windows, clean up fallen debris and move on.
We often forget it’s the roof above us that gets the most abuse. After any major storm, it’s important to check your roof for damage as soon as it is safe to do so.
It’s easy to overlook minor damage you can't see (especially if it appears superficial), but ignoring ANY roof damage can have serious consequences.
Here are 5 compelling reasons why you should address wind and hail damage to your roof right away.
1. Prevent Further Damage
Small cracks and punctures can gradually worsen, allowing water to seep through. Over time, this can lead to leaks that wreak havoc on your home's interior, including its walls, ceilings and insulation.
If you have hail, you'll likely find small dents. It may seem minor, but you should ALWAYS get an inspection because the damage we can't see is often the most serious. By addressing hail damage to your roof early, you can prevent costly repairs and other problems.
2. Insurance Claims
Most homeowners’ insurance policies cover hail damage, but they all require timely reporting. If you wait too long to report the damage, your claim might be denied, leaving you to cover the repair costs out of pocket. Waiting too long can also make the evidence of storm damage appear like natural wear and team.
TIP: Document the damage ASAP after the storm to help ensure your claim is processed smoothly and accurately. This will maximize your chances of getting the financial assistance you need for repairs.
3. Maintain Energy Efficiency
Your roof plays a crucial role in your home’s energy efficiency. Hail damage to your roof - or any storm damage - affects insulation.
And any damage that appears cosmetic can create gaps or cracks after a few more storms. When that happens, air from outside will sneak inside through the roof and prevent your HVAC system from working properly. Repairing hail damage to your roof promptly helps you live comfortably while keeping your utility bills in check.
4. Ensure Structural Integrity
The structural integrity of your roof is essential for the safety of your home. Hail damage to your roof can weaken its materials, which can compromise its resilience and ability to support its weight.
With further damage over time, it can lead to sagging or even a partial collapse. Regular inspections and timely repairs help ensure your roof remains strong and capable of protecting you and your home.
5. Protect Property Value
Your roof is a significant investment and a key component of your home’s overall value. A damaged roof will decrease your home’s market value, especially in Florida where we have to prepare for hurricane season every year.
This can make it a challenge to sell or refinance. Potential buyers are often wary of purchasing homes with roof damage due to anticipated repair costs. Keeping your roof in good condition preserves property values and keeps your home attractive to prospective buyers.